September 28, 2023

Pack your baggage. It’s time to stay your digital nomad dream! How would you prefer to stay and work from a cruise ship? If you happen to work remotely, you really want to examine this out. Life at Sea Cruises is providing a 3-year-long cruise around the globe. Oh wow, that’s a very long time to be on a ship. However a visit like this sounds wonderful to me.

A visit around the globe is on my bucket record, however the logistics are troublesome. I wished to take our son out of faculty for sixth grade and simply go journey. Nevertheless, it simply didn’t work out. Now, I don’t even know if we will go sooner or later. This cruise would make it really easy and inexpensive. It’s even higher for younger distant staff. They’ll work whereas seeing the world. This type of alternative doesn’t come alongside fairly often.  

Anyway, I examine this cruise and advised Mrs. RB40 about it. She stated let’s do it! However, maintain on. Let’s discover out extra about this lengthy cruise. Can we actually go?


Right here is a few information on the cruise. You’ll be able to see extra on their web site – Life at Sea Cruises.

  • Size – The cruise is scheduled for 1,095 days, 3 full years. They plan to go to 375 ports throughout 135 international locations. The ship will cease on all seven continents. Right here is their interactive map on Google Earth. Wow, it is a very economical solution to go to all these locations. It’d price a lot extra money to go to every vacation spot individually.  They’ll cease at every port for 2-7 days. That is longer than common and can enable the seafarers to discover a bit.
  • Value – A cabin begins at $30,000 per particular person per 12 months. That is double occupancy within the least expensive inside room. This is able to price $180,000 when you pay upfront. That may sound costly, however many households spend way more than this only for dwelling within the US. The price of dwelling is getting dearer yearly. You’ll be able to go alone and get just a little low cost. A single particular person would pay $153,000 for a similar room.
  • Financing – If you happen to don’t wish to pay upfront, you may finance it for 10% curiosity. As an alternative of paying $180,000 upfront, you’ll put $27,000 down and shell out $4,720 monthly. Really, this sounds higher to me. Who has $180,000 mendacity round? 99% of our cash is tied up in varied investments. I’d in all probability finance a visit like this.
  • On-board inclusive – The cruise is fairly inclusive. The journey contains meals and drinks. There’s a hospital onboard with free visits. Prescriptions, procedures, and different healthcare bills are further, however on the European value. Laundry, Leisure, housekeeping, and fitness center are included. You in all probability don’t should spend a lot once you’re on the ship. Excursions would price further, after all. A service cost is included. Suggestions are optionally available.
  • Work – Their enterprise middle has 2 assembly rooms, 14 workplaces, a enterprise library, a lounge, and a café. Wi-Fi is included. You’ll be able to go to work on the enterprise middle and hang around along with your shipmates afterward. It must be enjoyable. Perhaps…
  • Guests – Visitors can go to and keep in your cabin. They’ll have some roll-away beds. If the room is unoccupied, mates can take your home on the cruise. You’ll be able to prepare some sort of timeshare when you’d like. This gives some flexibility.
  • Pet – Some cabins can accommodate a cat. No canine.
  • Tax saving – Some individuals could save on taxes with the International Earned Earnings Exclusion. You’ll want to have a tax dwelling outdoors the US for this. For 2023, the utmost exclusion is $120,000 per particular person. This might be huge, however the FEIE is way more difficult than I believed. Test with the H&R Block tax software program to see when you can really reap the benefits of it.   
  • Age – They don’t settle for youngsters below 16 years previous. Sadly, this guidelines out the cruise for us. RB40Jr simply turned 12.  

This cruise sounds too good to be true. It’s an ideal deal when you’re in the precise state of affairs.

Younger digital nomad couple with no youngsters

That is the right state of affairs for younger digital nomads who wish to see the world. You’ll earn earnings and will save on taxes. The fundamental price of dwelling is all included. You don’t should cook dinner, clear, or drive. You’ll be able to work everytime you need and journey all around the world. What a life! They stated half of the bookings are from distant staff. I can see why.

Empty nesters

A cruise like that is nice for empty nesters with out many ties. As soon as RB40Jr goes off to school, it will likely be recreation on for us. We wish to journey to many of those areas anyway. That is probably the most economical solution to journey. It could price extra money to keep up a house within the US and go to 2 worldwide locations per 12 months. I’d somewhat promote our duplex and go. We’re planning to maneuver when RB40Jr goes off to school anyway. Three years of journey would dovetail properly into our plan.

Adventurous retirees

Journey isn’t as enjoyable once you’re older. These lengthy flights and layovers are already torturous on my again. I can’t journey like a younger child anymore. I have to plan for shorter flights and longer stays. However a protracted cruise like it is a nice choice too. We are able to sleep comfortably in our personal room and get up in a brand new metropolis. It’ll be nice to see the world with out the discomfort of flying.

Put it off for now

Sadly, this isn’t the precise time for us. RB40Jr continues to be at school and we wish to give him a traditional childhood. Even when this cruise accepted youngsters, we will’t pack our baggage but. Mrs. RB40 additionally isn’t fairly able to take off. She needs to work till RB40Jr is finished with highschool. That’s too dangerous as a result of this journey feels like a incredible deal to me.

Don’t get discouraged, although. Different tour firms are planning this sort of cruise too. There can be a marketplace for it so long as distant work continues. It feels like this cruise is promoting out shortly. In the event that they earn money, there can be extra lengthy cruises like this. I’m not in an enormous hurry.

What about you? Are you able to pack your baggage and cruise around the globe for 3 years?

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Joe began Retire by 40 in 2010 to determine the right way to retire early. After 16 years of investing and saving, he achieved monetary independence and retired at 38.

Passive earnings is the important thing to early retirement. This 12 months, Joe is investing in industrial actual property with CrowdStreet. They’ve many initiatives throughout the USA so examine them out!

Joe additionally extremely recommends Private Capital for DIY traders. They’ve many helpful instruments that may provide help to attain monetary independence.

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